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  Why Flood Insurance?
Just because you haven't experienced a flood in the past, doesn't mean you won't in the future. Flood risk isn't just based on history, it's also based on a number of factors: rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development.

For your home or your business, Contact Us for a quote.  We will help you determine what Flood Zone you are in for free.  Homeowners, you may qualify for a low rate Prefered Risk Policy.

   
  Why an Independent Agent?
Click on the video from Travelers to the left to find out why you should choose and independent insurance agent.  Insurance is full of choices.  Enjoy your independence.
   
  Integrated Workers Compensation solutions NOW available in New Jersey and Massachusetts!


Designed for companies with a payroll between $100,000 and $5 million, SolutionOne® is a seamlessly integrated package delivering workers' compensation insurance, a payroll processing system, a risk reduction system, and employer extended coverages. SolutionOne brings all the pieces together into one package.


Designed for companies with premiums in excess of $150,000, EquityComp™ is a sophisticated risk financing program that allows customers to craft a solution that satisfies their particular appetite for risk. Unlike so-called alternative risk financing programs, with EquityComp there is only one company to deal with, Applied Underwriters. EquityComp makes profit-sharing easy.

More info...

   
  Looking for an Auto Insurance quote and review?
Click here for a quote

At Fraser Brothers, a licensed agent reviews your quote request to be sure you are choosing the coverage that is right for you and your family.

Of course price matters, but at what cost?  You deserve the right coverage at the right price.
Click here to request a quote.

   
  Just looking to comparison shop your auto insurance?
Enter your zip code to left and click GO to get a Drive Insurance from Progressive quote right now.

Progressive also writes motorcycles and boats at very competitve rates.

   
  Combine your home and auto and save!

Sometimes two is not better than one.  A personal package policy combines your autos and home onto one policy.  Not only does it qualify you for a discount, it can help close coverage gaps.  Simplify your life, get one policy and one bill.  You can even add an umbrella, rental properties or a boat.  Click here to request a quote

   
   
   
 

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Our primary market area is NJ and MA.
We are also licensed in NY, PA, CT, OH, NC and FL to properly service our clients.